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Europe Final Countdown LiveThe worry for finance executives is that are just the beginning. Alibaba affiliate and fintech giant Ant Financial expanded from payments and into wealth. According to analysts at research firm Bernstein, the Chinese company now runs a robo-advisory service that uses intelligence based on payment activity to suggest investments. “The core payments service acts as a gateway to a broader use of service,” the analysts wrote. “This is a model other tech companies could follow.” One way American banks have sought to keep up is through (paywall) owned by the largest US lenders. Europe Final Countdown AlbumThe service launched in June 2017 to help banks compete with peer-to-peer payment apps like PayPal’s Venmo and. Zelle, which is also into member banks’ apps, is expected to overtake Venmo this year in terms of users, according to a forecast. It will grow more than 73% in the US, to 27.4 million users by the end of the year, pulling ahead of Venmo, with 22.9 million users, and Square Cash, with 9.5 million. Google, meanwhile, has its Google Pay service, while Facebook’s WhatsApp is rolling out a payment feature.Facebook’s payment efforts, with officials scrutinizing how user data is used and stored (not to mention broader concerns about the app’s role in ).
While Android Pay and Samsung Pay have a larger potential user footprint, research analysts at Juniper forecast Apple Pay will have 227 million users by 2020, more than Android and Samsung combined.looknose.
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